Privacy Policy

WARPSPEED, Inc policy is to respect and protect the privacy of our website and app users. This policy statement informs you of how we will handle information we learn about you from your visit to our LOQ8 Mobile App, LOQ8 Web App, and LOQ8.life site. WARPSPEED, Inc. reserves the right to modify this privacy statement at any time, so please review it frequently. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your LOQ8 account and/or by placing a prominent notice on our site so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. By registering with LOQ8, you acknowledge your acceptance of the terms of this Privacy Policy, expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy and that any personal information provided by you through LOQ8 Apps is provided under a lawful contract. This Privacy Policy is incorporated into and subject to the Terms of the use. 

Information Gathering

We collect the basic information and e-mail addresses of those who communicate with us via e-mail, aggregate information on what pages consumers access or visit, and information volunteered by the consumer (such as survey information and/or site registrations). When you register for any LOQ8 service we ask for information such as your name, phone number, email address, and location information. 

We may also collect information relating to your use of our Apps and Web sites through the use of various technologies. For example, when you visit our LOQ8 Apps and Web sites, we may log certain information that your browser sends us, such as your browser type, access time, and referring Web site addresses. We may also collect information about the pages you view within our sites and other actions you take while visiting us. In addition, we may also use such technologies to determine whether you've opened an e-mail or clicked on a link contained in an e-mail. We only use and analyze this data for aggregate trends and statistics to help us better understand how our site is being used and to make it more effective and to personalize your experience while you are on our Web site, as well as tailor our interactions with you.

You can visit the Apps / Site without having to provide your personal information during which time you remain anonymous and at no time can we identify you unless you have an account on the App/Site and log on with your user name and password. Once you provide your personal information, you are no more anonymous to us. To fully use our Apps./Site, you will need to register using our online registration form, where you may be required to provide us with your name, contact number, email ID, user ID, password, residence / place of business information, billing information, shipping information, and other personal information as indicated on the forms throughout the App. Further the fields are marked as mandatory or optional. You always have the option to not provide information by choosing not to use a particular service or feature on the Site. You may provide us with your LOQ8 registered user ID. 

If you are signing up for the LOQ8 Web App Wallet Services, you will be asked to provide your financial information, such as your bank account number, bank routing number as well as your driver’s license details in order to link your bank account to your LOQ8 Web App Wallet Services. WARPSPEED and its LOQ8 Apps do not store your banking information.

If location-based services are enabled, we also collect Geolocation information.

If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the App/Site, we may collect such information into a file specific to you.

Information Use

The following paragraphs describe how WARPSPEED, Inc. may use your personal information. WARPSPEED, Inc. uses collected information for the following general purposes: services provisioning, identification and authentication, services improvement, contact, and research.

This information is not shared with or sold to other organizations for commercial purposes, except to provide products or businesses you've requested, when we have your permission, or under the following circumstances:

It is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Terms of Service of the specific application, or as otherwise required by law.

We use your information to enable transactions using LOQ8 Web App Wallet Services, to verify your identity and transaction information as well as to identify, prevent, and report potentially prohibited or fraudulent activities.

We may share your personal information with third parties for purposes of fraud prevention and identity verification. In the course of conducting transactions using the LOQ8 Services, your personal information necessary to complete such transactions will be made available to participating financial institutions. Such third parties are authorized to use your personal information only as necessary to provide the LOQ8 Services.

In the event WARPSPEED, Inc. is acquired or merged with another company, we may

transfer information about you. In this event, WARPSPEED Inc. will notify you before information about you is transferred and becomes subject to a different privacy policy.

We may from time to time also use your personal information as follows:

To improve the content of our Web pages and the quality of our service.

To provide you with a personalized experience on our Web sites, such as providing you with content in which you may be interested and making navigation on our sites easier.

To support the services you have obtained from us, such as notifying you of a services update or fix.

In connection with a job application or inquiry, whether advertised on a LOQ8.life Web site or otherwise, you may provide us with information about yourself, such as a resume. We may use this information throughout LOQ8.life in order to address your inquiry or consider you for employment purposes. Unless you tell us not to do so, we may keep the information for future consideration.

Certain online transactions may involve you calling us or us calling you. They may also involve online chats or text messages. Please be aware that it is WARPSPEED, Inc. general practice to monitor and in some cases record such interactions for staff training or quality assurance purposes or to retain evidence of a particular transaction or interaction.

We may also use or share your information to protect the rights or property of WARPSPEED, Inc. our business partners, suppliers, clients, users, or others when we have reasonable grounds to believe that such rights or property have been or could be affected. In addition, we reserve the right to disclose your personal information as required by law and when we believe that disclosure is necessary to protect our rights, or the rights of others, or to comply with a judicial proceeding, court order, or legal process served on our Web sites.

We use your personal information to facilitate the services you request. We do not sell, rent, trade or exchange any personally-identifying information of our Users. We may provide your collected information to our affiliates and service providers under contract (such as customer care, data analytics) to support the operation of the App/Website and our services. To the extent we use your personal information to market to you, we will provide you the ability to opt-out of such uses. We use your personal information to: resolve disputes; troubleshoot problems; help promote safe trading; collect fees owed; measure consumer interest in the services provided by us, inform you about online and offline offers, products, services, and updates; customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our User Agreement, and in general to improve the user experience and make it comparable to other e-commerce websites; and as otherwise described to you at the time of collection. In our efforts to continually improve our product and service offerings, we collect and analyze demographic, profile and usage data about our users' activity on our Site.

We use your personal information to improve our platform, improve the App/Site's content and product offerings, prevent or detect fraud or abuses of our website and tailor it to meet your needs, so as to provide you with a smooth, efficient, safe and customized experience while using the Site.

We will also share your personal information if disclosure is necessary to comply with any applicable law, legal process, or government request. Or to investigate and enforce potential or actual violations of the LOQ8 Terms and Conditions or other operative agreements regarding access to or use of the LOQ8 Services.

We may also use your personal information to display contents and services that are targeted to your interests. By accepting the Terms of Use Agreement and Privacy Policy, you expressly agree to receive this information. If you do not wish to receive these communications, we encourage you to opt out of the receipt of certain communications in your profile under My Account or by clicking unsubscribe any email communication. You may make changes to your profile at any time.

Internal Service Providers

We may employ third-party services to facilitate or outsource one or more aspects of the business, product and service operations that we provide to you on the App./Site (e.g., search technology, identity verification, compliance checks, affiliate and rewards programs, etc.) and therefore we may provide some of your personal information to these internal service providers. These internal service providers are subject to confidentiality agreements with us and other legal restrictions that prohibit their use of your personal information for any other purpose except to facilitate the specific outsourced service. In the event of your direct involvement with the internal service provider, any additional information disclosed by you to them shall be subject to internal service provider’s own applicable privacy policy and the WARPSPEED.com shall not be responsible for the same.

Your use of other users' information

In order to facilitate interaction among all LOQ8 App members (buyers, Merchant, services providers such as payment gateway and 3PLs, for certain functions our App allows you to access other users' contact information. 

If you signed up on LOQ8 App as a Merchant - 

You will be sent via email the LOQ8 registered user ID email address and other information. By entering into our User Agreement, you agree that, with respect to other users’ personally identifiable information that you obtain through the App./Site or through a LOQ8.life-related communication or LOQ8-facilitated transaction, LOQ8 hereby grants to you a license to use such information only for:

(a)LOQ8 related communications that are not unsolicited commercial messages, (b) Using co-branded services offered through LOQ8 App (e.g. insurance, shipping and fraud complaints), and (c). any other purpose that such user expressly opts into after adequate disclosure of the purpose(s).

In all cases, you must give users an opportunity to remove themselves from your database and a chance to review what information you have collected about them. In addition, under no circumstances, except as defined in this Section, can you disclose personally identifiable information about another user to any third party without our consent and the consent of such other user after adequate disclosure.

LOQ8 and our users do not tolerate spam. Therefore, without limiting the foregoing, you are not licensed to add a LOQ8 users-even a user who has purchased an item from you-to your mail list (email or physical mail) without their express consent after adequate disclosure.

Access or change your personally identifiable information

To protect your privacy and security, we will verify your identity before granting access or making changes to your personally identifying information.

If you have registered your profile on LOQ8 App, your registered user ID and Password are required in order to access your profile information.

You have the right to access, review, correct, or update the information you provide to us as part of your registration for a User Account with our Apps, Websites or Services. You can exercise this right and manage your own information by updating your User Account directly or by submitting a request to us at contact@LOQ8.life

Links to Other Web sites

LOQ8 Mobile App. LOQ8 Web App, and LOQ8.life Site may contain links to other Web sites that are not affiliated with WARPSPEED, Inc. WARPSPEED, Inc. is not responsible for the privacy practices or the content of those other Web sites.

Cookies

A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a web site's computers and stored on your computer's hard drive.

Cookies are required to use the LOQ8 services.

Data Storage

WARPSPEED, Inc. uses third party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to run our services.

Disclosure

WARPSPEED, Inc. may disclose personally identifiable information under special circumstances, such as to comply with subpoenas or when your actions violate the Terms of Service of any of our applications.

Children’s Online Privacy Protection Act Compliance

Consistent with the Children’s Online Privacy Protection Act, we do not knowingly collect any information from anyone under 13 years of age.

Your California Rights; Privacy Notice For California Residents

This California Privacy Notice (“CA Privacy Notice”) supplements the information contained in the Privacy Policy and applies solely to visitors, purchasers, users, and others who reside in the State of California (“California Consumers” or “you”), and who use our Services, as referenced above in the Privacy Policy. In the event of a conflict between this CA Privacy Notice and the Privacy Policy, this CA Privacy Notice will prevail only to the extent of resolving such conflict.

Your Rights As A California Consumer

As a California Consumer, you have certain rights regarding your personal information. You have the right to request from us the following information: (1) the specific pieces of personal information we have collected about you; (2) the categories of personal information we have collected about you; (3) the categories of sources from which your personal information is collected; (4) the categories of personal information we sold or disclosed for a business purpose; (5) the categories of third parties to whom your personal information was sold or disclosed for a business purpose; and (6) the business or commercial purpose for collecting or selling your personal information.

You also have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

How To Exercise Your Rights Under California Law

To exercise any of the rights described above, please submit a verifiable request by contacting us at
contact@LOQ8.life email. We cannot respond to requests where the identity and authority of the requestor cannot be confirmed.

Questions

Any questions about this Privacy Policy should be addressed to us at 833-927-7773 between the hours of 9:00 am and 5:00 pm Pacific Standard Time, Monday through Friday, excluding federal holidays, or e-mail us at legal@warpspd.ai.